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Reducing Auto Insurance Costs for Ontario Drivers

Archived News Release

Reducing Auto Insurance Costs for Ontario Drivers

Ontario Government Proposes Strategy to Help People Lower Household Expenses

Office of the Premier

Premier Kathleen Wynne was in Brampton today, where she highlighted the government's strategy to help people lower their household expenses by reducing auto insurance premiums by an average of 15 per cent.

This strategy was outlined in the 2013 Budget, which was released last week. To achieve this reduction, the strategy would reward safe drivers and crack down on fraud.

If the Budget bill is passed and proclaimed, Ontario drivers could save on average up to $225 per insured vehicle each year. This, along with other elements of the government's strategy, would benefit more than nine million drivers across Ontario.

This strategy is part of the government's plan to create jobs and help people in their everyday lives. The government also wants to support small business, invest in roads and transit, and help build strong communities, where people receive the health care they need when they need it.

Quick Facts

  • This strategy builds on measures the government has already taken to combat fraud and protect consumers.
  • From 2006 to 2010, Ontario experienced a substantial increase in claims costs because of fraud and overutilization of benefits. During this period, accident benefits claims costs increased by 91 per cent, despite a reduction in the number of auto accidents, the number of people injured in them and the severity of those injuries.

Additional Resources


“The people of this province work hard for each dollar they earn. Finding ways to reduce their household expenses is part of our plan to make people’s everyday lives more affordable.”

Kathleen Wynne

Premier of Ontario

“Reducing auto insurance claim costs is part of the government’s plan to lower premiums for Ontario drivers. We will crack down on fraud, make roads safer and ensure people enjoy good benefits, security and proper care.”

Charles Sousa

Minister of Finance



Driving and Roads Government